Capify’s Q2 2026 SME Business Confidence Report reveals a sharp shift in how UK businesses fund growth. As access to traditional lending tightens, alternative finance for SMEs — from overdrafts to invoice financing and asset-based lending — is fast overtaking bank loans.
Cash flow is a defining challenge in construction — balancing labour, subcontractors, materials and plant hire against delayed payments and retention clauses. This guide covers the warning signs to watch, practical ways to close the gap between doing the work and getting paid, and how to plan for growth without adding pressure.
Cash flow is a defining challenge in construction — balancing labour, subcontractors, materials and plant hire against delayed payments and retention clauses. This guide covers the warning signs to watch, practical ways to close the gap between doing the work and getting paid, and how to plan for growth without adding pressure.
Cash flow is a defining challenge for hospitality businesses — balancing supplier payments, stock, payroll and seasonal swings. This guide covers the warning signs to watch, practical ways to free up working capital, and how to plan for seasonal peaks so temporary pressure never becomes a long-term problem.
Cash flow is a defining challenge for SME wholesalers — balancing supplier payments, inventory purchases, payroll and unpredictable customer demand. This guide covers the warning signs to watch, practical ways to free up working capital, and how to plan for seasonal peaks so temporary pressure never becomes a long-term problem.
Cash flow is a defining challenge for SME manufacturers — balancing raw materials, supplier payments, payroll and unpredictable demand. This guide covers the warning signs to watch, practical ways to free up working capital, and how to plan for peaks in demand so temporary pressure never becomes a long-term problem.
Cash flow is the defining challenge of retail — balancing stock, supplier payments, payroll and seasonal swings. This guide covers the warning signs to watch, practical ways to free up cash, and how to plan for seasonal peaks so temporary pressure never becomes a long-term problem.
For many small businesses, even profitable ones, the level of cash in the bank can be the difference between success and failure. Ensuring you know what you need in reserve – to meet your growth objectives or navigate bumps in the road – should be an integral part of SME business planning.
London Fashion Week (LFW) is one of the biggest dates in the global fashion calendar, bringing together 250 designers and orders worth £100 million in February and September every year.
