Fast, flexible funding – loans to keep your Cash Flow on track

If you’re looking for a loan to support your business’s cash flow – we can help. Apply for a loan of between £10,000 and £3,000,000. 
Check your eligibility online in just two minutes, with no impact on your credit score, and you could receive your funds in as little as 24 hours.

Check My Eligibility

With no impact on your credit rating

20,000+
UK Businesses Funded

What is a Cash Flow Loan?

Cash flow loans help UK SMEs bridge the gap when unexpected costs, operational disruptions, or delayed income put pressure on the business. After a turbulent few years for many SMEs, having fast access to working capital has never been more important. In turn, ensuring your cash flow is sufficient can be the difference between growth and shifting into survival mode.

Capify has provided loans to thousands of UK SMEs needing extra funds to manage working capital or cover any business need, from maintaining day-to-day operations to funding expansion.

Loans are available from £10,000 to £3,000,000, whether you need finance to see your business through a challenging period or capital to fuel growth.

Cash Flow Loans - a lifeline for SMEs

Funding from £10,000 to £3,000,000

Capify’s finance solutions aim to alleviate the potentially crippling cash crisis and provide a much-needed lifeline for businesses struggling with increasingly challenging conditions.

Businesses with ambitions to expand or invest in new equipment, facilities or technologies can access these loans. Funding of between £10,000 to £3,000,000 is available to SMEs.

We’re seeing increasing demand from SMEs across all sectors, and we expect this to continue as economic conditions tighten and traditional banking further restricts its lending to smaller business.

Cash Flow Hub to provide you with simple, practical insights into your current cash-flow position.

Cash flow is the lifeblood of your business. Our Cash Flow assets help you understand what drives money in and out, what causes cash flow problems, and how to track your financial position easily.

The Cash Flow Hub has several guides which help you to get your cash flow under control, improve forecasting, maintain a healthy cash flow and use better data to strengthen cash flow performance.

Visit our Cash Flow Hub page to access these resources

4 Simple Steps to Get Funded with a Cash Flow loan in 24 Hours

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Apply online

Simple application with no credit check for pre-approvals.

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Minimal documentation

Get verified and approved quickly with minimum docs.

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Talk to a human

Receive a solution tailored to fit your business needs.

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Receive your funds!

Get cash straight into your account within 24 hours.

Thousands of UK Businesses Funded

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Frequently Asked Questions

What is a Cash Flow loan?

A cash flow loan is a short-term funding solution designed to provide access to capital to ensure that your small business’s finances stay on track despite any unexpected costs, disruption or delayed income.

A Cash Flow loan can be used for a range of things. You could use it to bridge the gap when unexpected costs, operational disruptions, or delayed income hit your business and you need to keep things moving.

The timeframe depends on the complexity of the application and supporting information provided. Bridging loans are designed to provide faster access to funding than many traditional lending solutions.