Broaden your offering as a Broker partner

Help your clients with flexible finance solutions and earn generous commissions. 

As part of our Broker Programme, you’ll get:

Becoming a Broker

Capify is an established provider of finance to small and medium sized businesses.

Operating in the UK since 2008, we have helped thousands 
of owners to get the funding they need in order to prosper.
It’s quick and simple to raise money with Capify. If you have any clients or connections who are looking for business finance, you can refer them to us in return for commission.
We are able to raise finance for many different types 
of small and medium sized businesses, however, our core sectors include E-commerce, Wholesale, Manufacturing and Professional Business Services.

Why Become a Broker for Capify?

Generate extra revenue for your business

We offer a generous commission structure where you can earn a percentage of each funded deal. Your point of contact will discuss the terms with you in more detail.

Our Broker Team will be on hand to answer any questions and make the whole process quick and easy.
Capify uses a leading CRM software which can be used to produce detailed reports for you. We’ll update you on the progress of each deal, from the application stage through to approval.

Our Products

Capify's Business Loan

Capify’s business loan is a simple finance solution,where owners are able to raise from £5,000. Instead of large monthly repayments, this loan is paid back in small and regular amounts which are taken from Monday – Friday. This helps owners to better manage their cash flow, and it means they don’t have to worry about saving a large sum for a fixed date each month. The whole process is done automatically so that the owner can focus on their business, rather than the repayments

Secured small business loans

A secured loan will require you to put up some collateral or security. This is something that you own with a value similar to the value of the loan. 

Should you default on the loan, the property will be taken and sold to cover what you owe. The benefit of this is that secured loans allow you to borrow more money, and the loan is not considered so much of a liability.

The main drawback is that if you don’t make your payments, you will lose your collateral.

Features and Benefits

What you need to know​

Capify's broker buy rates scheme

How it works

With our Broker Buy Rate Scheme, you have the ability to choose your earnings!

If you sell at a higher rate, you could earn up to 8% commission. Alternatively, you can offer your clients a lower and more competitive rate and take slightly less for yourself. We want to give you the opportunity to control the price because you understand your clients better than anyone. This new scheme can be used on our and products and is available across all credit grades.

Example

You have a client who is looking for funding of £40,000. Upon receiving the offer and approval from Capify, the following information will be confirmed;

The Credit Grade

The Term

The Buy Rate

Here's a little about us...

Team smiling

When was Capify started?

We started Capify in 2008 when many small and medium businesses were struggling to navigate the global financial crisis. We think it’s wrong that many great UK businesses were, and still are unable to thrive due to the lack of funding available to them.

We believe in listening to businesses and providing them with a funding option which meets their needs in a simple and responsible way.

What sets Capify apart from other finance providers?

Our customers sit at the heart of everything we do and therefore it’s important that we make our products simple and accessible. We’re proud to have a team of dedicated professionals who can help guide business owners through the process and find the best solution for them. For this reason, we’ve built a strong community of customers who come back to us time and time again.

Register your interest to find out more!

Case Study

Fairmont Consulting

All Business Loans

Browse and compare every loan product we offer

Small Business Loans

Flexible funding from £10,000 to £3,000,000

Unsecured Business Loans

No assets required as collateral

Secured Business Loans

Lower rates when backed by business assets

Bad Credit Business Loans

Options available even with a poor credit history

Fast/Same-Day Business Loans

Funds deposited within 24 hours of approval

Short-Term Business Loans

Repay in 3–12 months with manageable terms

Working Capital Loans

Keep day-to-day operations running smoothly

Cash Flow Loans

Bridge gaps between invoicing and payments

Supplier Invoice Payments

Pay suppliers on time and protect relationships

VAT Finance

Spread the cost of your VAT bill over monthly payments

Managing Existing Borrowing

Debt Consolidation

Combine multiple debts into one manageable repayment

Debt Refinancing

Replace existing finance with better terms

Asset Finance

Fund equipment, vehicles and machinery purchases

Bridging Loans

Short-term property finance while you arrange long-term funding

Commercial Mortgages

Purchase or refinance commercial property

Help Me Choose

Compare All Business Finance

Side-by-side comparison of every finance option

Eligibility Criteria

Understand what we look for before you apply

Loan Calculator

Estimate your monthly repayments instantly

How It Works

Our simple application process explained

About Us

Find out more about Capify, our approach to business funding and how we support UK businesses.

Careers

Discover career opportunities at Capify and learn more about being part of our team.

Contact Us

Get in touch with Capify. Our team is here to answer your questions and help you with your enquiry.

Finance Info Hub

Comprehensive guides covering every type of business finance available in the UK.

Cash Flow Hub

Practical tips and strategies to manage and improve your business cash flow.

Loan Calculator

Estimate monthly repayments and total costs for different loan amounts and terms.

FAQs

Answers to the most common questions about business finance and eligibility.

Retail Business Finance

Tailored funding solutions for high-street and online retailers.

Wholesale Business Finance

Finance options designed for bulk purchasing and distribution businesses.

Hospitality Business Finance

Funding for pubs, restaurants, hotels, and leisure operators.

Construction Business Finance

Project-based and asset finance for construction and trades firms.

Manufacturing Business Finance

Equipment finance and working capital for UK manufacturers.

Health and Care Homes Finance

Specialist finance for care homes, GP surgeries, and health sector operators.

Confidence Reports

Quarterly reports tracking SME sentiment, lending trends, and economic outlook.

Business Booster Hub

Actionable insights and case studies to help your business grow faster.

Blog

Latest news, expert opinions, and practical advice for UK business owners.