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Home » Featured

Category: Featured

a picture of the houses of parliament at sunset with a union jack flag being flown in front

Chancellor Points To Growth: Here Are Five Ways To Help SMEs Succeed

Alexandra Monteith September 8, 2026

The new Chancellor has made an upbeat speech and Capify’s latest research offers some evidence of growing SME optimism – but also shows that uncertainty, rising costs and increasingly difficult access to finance are holding many businesses back. Here are five ways Government could help SMEs turn cautious optimism into growth.

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VAT Loan vs HMRC Time to Pay: Which Is Right for Your Business? 

Vasile Lazarescu August 20, 2026

Should you arrange a Time to Pay agreement with HMRC or use business finance to cover your VAT bill? This guide compares both options, explaining the advantages, considerations and how to decide which solution best supports your business and cash flow.

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HMRC Time to Pay for VAT: How It Works and How to Apply 

Vasile Lazarescu August 20, 2026

HMRC’s Time to Pay scheme can help some businesses spread the cost of a VAT bill, but it’s important to understand how the process works and whether it’s right for your circumstances. This guide explains the application process, the online self-service option, and the key considerations before applying.

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How to Pay a Large VAT Bill Without Damaging Your Cash Flow: A Guide for UK SMEs 

Vasile Lazarescu August 20, 2026

Paying a large VAT bill shouldn’t come at the expense of your business’s financial stability. This article explores practical ways to preserve working capital, improve cash flow and choose the right payment strategy while keeping your business moving forward.

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Can’t Pay Your VAT Bill? 5 Options for UK Businesses in 2026

Vasile Lazarescu August 20, 2026

Struggling to pay a VAT bill doesn’t necessarily mean your business is in trouble. This guide explains the practical options available – from improving cash flow and HMRC Time to Pay to business finance.

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SME report suggests alternative finance is overtaking bank loans

Vasile Lazarescu July 21, 2026

Capify’s Q2 2026 SME Business Confidence Report reveals a sharp shift in how UK businesses fund growth. As access to traditional lending tightens, alternative finance for SMEs — from overdrafts to invoice financing and asset-based lending — is fast overtaking bank loans.

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A close-up, selective focus shot of a row of fuel pump nozzles at a petrol station forecourt, featuring distinct grey, green, yellow, and black handles.

HMRC Advisory Fuel Rates June 2026: New Rates, What’s Changed, and What It Means for UK SMEs

James Fallon June 10, 2026

HMRC’s Advisory Fuel Rates for June 2026 have increased pence-per-mile reimbursements across petrol, diesel and LPG company cars

If your business hasn’t reviewed its expense policy since the last quarterly update, now is the time — and if rising operating costs are starting to squeeze your working capital, Capify’s flexible funding options are designed to help UK SMEs stay on the front foot.

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SME owners discussing business financing and loan applications to cover increased labor costs following the UK minimum wage rise

2026 National Minimum Wage Rise UK: How SMEs Can Navigate Increased Costs with Business Funding

James Fallon April 29, 2026

With the 2026 National Minimum Wage rise now in place, what can SMEs do to cope with these increases in business funding? Our guide goes into detail about the rises; what the financial impact might be for SMEs, which sectors will be most affected, how our business funding can support, why UK-based SMEs choose Capify over traditional lenders and much more.

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Key World Cup 2026 Fixtures: a practical guide for hospitality venues

James Fallon February 26, 2026

The World Cup isn’t just a sporting event for UK hospitality businesses – it’s one of the biggest trading opportunities of the decade. Home-team matches consistently drive packed venues, longer dwell times, and higher spend per head. But success isn’t automatic. Here’s your guide to key matches to help you prepare and turn footfall into profit.

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Showing the World Cup 2026: Screen Upgrades and Commercial Broadcast Licenses for Pubs, Bars and Venues

James Fallon February 26, 2026

Summer 2026 offers UK pubs, bars and venues a major opportunity as the FIFA World Cup drives evening crowds and longer trading hours. The right screens, sound and licences can transform matchdays into lasting revenue.

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Licensing rules for World Cup 2026

James Fallon February 26, 2026

The FIFA World Cup 2026 could be a money-spinner for UK pubs, hotels and bars. Gone are the afternoon kick-offs clashing with work, as North American time zones push games into more pub-friendly late-evening and early-hours slots. Here’s what landlords need to know about licensing to show the late games.

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Summer of Sport 2026: A Major Opportunity for UK Hospitality

James Fallon February 24, 2026

Summer 2026 offers a major boost for UK hospitality, driven by the FIFA World Cup and a packed sporting calendar. Late kick-offs and extended trading hours create strong revenue potential. Businesses that prepare early and deliver great matchday experiences can turn short-term demand into long-term customer loyalty and growth.

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Changing From a Sole Trader to a Limited Company

Changing From a Sole Trader to a Limited Company

Gabby Covino June 29, 2022

If you’re considering changing your business to a limited company, here’s how to get started.

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