Capify’s Bridging Loans offer short-term finance to cover funding gaps, seize opportunities, and keep your plans moving while longer-term finance is arranged.
Whether you’re managing a temporary cash flow gap, funding a business acquisition, purchasing assets, supporting expansion plans, or waiting for a longer-term finance solution to complete, delays can slow progress when action is needed most.
Capify’s Bridging Loans provide fast, flexible funding of between £10k – £3m designed to help businesses access capital when timing is critical.
We provide the funding you need today, giving you the flexibility to move forward while arranging your next stage of finance.
Share details about your funding need, how the funds will be used, and your proposed repayment plan.
Our team reviews your application and assesses the available options.
Once approved, we work to complete the process and release funds as quickly as possible.
The loan is repaid through an agreed repayment route, such as refinancing, asset disposal, incoming business funds, investment proceeds, or another approved source.
When opportunities or challenges require immediate action, bridging finance can provide access to capital without waiting for traditional lending timelines.
Funding can support a wide range of business requirements, including acquisitions, growth initiatives, working capital support, asset purchases, and refinancing.
Bridging loans are designed to help businesses manage temporary funding gaps while arranging longer-term finance.
Our team works closely with businesses to understand their requirements and structure a funding solution that fits their objectives.
Businesses may require quick access to short-term capital for the purchasing of a new commercial property or the land on which a new property is to be built.
Bridging loans can be used to cover corporate tax bills. Funding is secured against your property asset and gives businesses quick access to funding to cover an HMRC tax bill within a short time-frame.
Bridging finance can be used for purchasing stock in bulk, capitalising on a time-sensitive growth opportunity, or just to cover a cash flow gap.
We offer flexible short-term funding designed to support businesses when timing is critical.
Business growth, acquisitions, working capital support, refinancing, asset purchases, and other commercial funding requirements.
Short-term finance designed to bridge the gap for up to 24 months until a longer-term solution or repayment event is completed.
Funding for Bridging Loans is secured against bricks and mortar property or personal assets, depending on the circumstances.
Repayment is typically linked to an agreed exit strategy or future funding event.
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Bridging finance can support a range of business needs, including acquisitions, working capital requirements, refinancing, growth opportunities, asset purchases, and temporary funding gaps.
The timeframe is typically 24-48hrs to fund, but this is dependent on the complexity of the application and supporting information provided. Bridging loans are designed to provide faster access to funding than many traditional lending solutions.
Yes. Capify have assisted companies with adverse credit previously. We take a holistic approach in reviewing every application. A Bridging loan will be secured on bricks and mortar property and therefore this will add value into the overall offer/application. All our loans need to be affordable for the business. You cannot apply with an active IVA/Bankruptcy
Capify’s Bridging Loans are repaid in more frequent payments – either daily or weekly. They are automated via your business bank account or other linked payment systems, meaning business owners do not need to manually transfer the payments or set aside large sums for a monthly payment.