Capify business funding, made simple.
We understand that running a business can be hard enough, you shouldn’t have to worry about your cash flow as well.
We’re here to help you find the best solution for your specific circumstances.
We understand that running a business can be hard enough, you shouldn’t have to worry about your cash flow as well.
We’re here to help you find the best solution for your specific circumstances.
We help small businesses achieve their ambitions
It’s really important to know who you’re doing business with and we think it’s great that you want to know more about Capify.
When was Capify started?
We started Capify in 2008 when many small and medium businesses were struggling to navigate the global financial crisis. We think it’s wrong that many great UK businesses were, and still are unable to thrive due to the lack of funding available to them.
What sets Capify apart from other finance providers?
Our customers sit at the heart of everything we do and therefore it’s important that we make our products simple and accessible. We’re proud to have a team of dedicated professionals who can help guide business owners through the process and find the best solution for them. For this reason, we’ve built a strong community of customers who come back to us time and time again.
We build strong relationships early in the process so we can understand our customer’s needs and circumstances. We pride ourselves on our empathy and integrity.
Especially in these difficult times, we strive to stay flexible. This adaptability is incredibly important and valued by our customers as we collaborate with them to find personalised solutions.
Capify was the first to offer small businesses alternative and accessible lending options. Our knowledge and expertise gives us an edge on newer lenders.
Founder, President and CEO, David Goldin set up Capify back in 2002. With offices originally based in the US and Canada, Capify has gained over 20 years experience offering business finance across the globe. The company has also been in the UK and Australian markets for nearly 20 years. Both offices were established during the height of the financial crisis in 2008. Throughout all these years, we’ve supported companies through good times and bad.
Where is Capify based?
Capify is based in a town called Altrincham which is just outside Manchester. However, just because we’re based in the North West doesn’t mean we only do business here. We help companies from all over the UK, including Northern Ireland, Scotland and Wales. We also have a second office in Australia so if you’re ever over that side of the world and set up a business, why not see how they can help you grow.
“Capify was born out of the desire to offer small businesses an alternative way to access quick, yet responsible, business finance when many were struggling to navigate the global financial crisis back in 2008.”
David Goldin, CEO Capify
Whilst we think our business is pretty great, It’s important that you don’t just hear our side. We collect reviews on TrustPilot.
Here, you can see what our customers really think about using Capify for business finance.
Browse and compare every loan product we offer
Flexible funding from £10,000 to £3,000,000
No assets required as collateral
Lower rates when backed by business assets
Options available even with a poor credit history
Funds deposited within 24 hours of approval
Repay in 3–12 months with manageable terms
Keep day-to-day operations running smoothly
Bridge gaps between invoicing and payments
Pay suppliers on time and protect relationships
Spread the cost of your VAT bill over monthly payments
Combine multiple debts into one manageable repayment
Replace existing finance with better terms
Fund equipment, vehicles and machinery purchases
Short-term property finance while you arrange long-term funding
Purchase or refinance commercial property
Side-by-side comparison of every finance option
Understand what we look for before you apply
Estimate your monthly repayments instantly
Our simple application process explained
Comprehensive guides covering every type of business finance available in the UK.
Practical tips and strategies to manage and improve your business cash flow.
Estimate monthly repayments and total costs for different loan amounts and terms.
Answers to the most common questions about business finance and eligibility.
Tailored funding solutions for high-street and online retailers.
Finance options designed for bulk purchasing and distribution businesses.
Funding for pubs, restaurants, hotels, and leisure operators.
Project-based and asset finance for construction and trades firms.
Equipment finance and working capital for UK manufacturers.
Specialist finance for care homes, GP surgeries, and health sector operators.
Quarterly reports tracking SME sentiment, lending trends, and economic outlook.
Actionable insights and case studies to help your business grow faster.
Latest news, expert opinions, and practical advice for UK business owners.