Use the value tied up in your property to get Commercial Mortgages to support with cash flow, fund growth plans, or invest in new opportunities for your business.

Capify Commercial Mortgages allow you to use your Commercial Property as security to access capital for your business without selling the asset. Whether you’re looking to improve cash flow, invest in growth, purchase equipment, or ma snage operational expenses, funding secured against your property could help you move forward.
Capify helps you unlock the value tied up in your commercial property so you can put that capital back into your business while continuing to own and use your premises.
Share details about your business, your commercial property, and how you plan to use the funding.
Our team assesses your commercial property to understand the available security and funding options.
We'll review your requirements then build a funding solution based on your circumstances and objectives.
Once approved, you can then use the funding to support growth, strengthen cash flow, invest in equipment, or cover other business expenses.
Your property can help you raise funding while allowing you to retain ownership and continue operating from the premises.
Use funding to expand your operations, recruit staff, purchase equipment, or invest in new opportunities.
Access additional working capital to help manage day to day business expenses and seasonal fluctuations.
The funds can be used across a wide range of business purposes, giving you the flexibility to focus on your priorities.
Access business funding using your commercial property as security.
Funding is tailored to your business requirements and circumstances.
Your commercial property provides the security for the funding facility.
Use the capital for working capital, expansion projects, equipment purchases, refurbishment, debt consolidation, or other business needs.
Check out our customer reviews
Commercial Mortgages allow you to access business funding by using commercial property you already own as security.
Browse and compare every loan product we offer
Flexible funding from £10,000 to £3,000,000
No assets required as collateral
Lower rates when backed by business assets
Options available even with a poor credit history
Funds deposited within 24 hours of approval
Repay in 3–12 months with manageable terms
Keep day-to-day operations running smoothly
Bridge gaps between invoicing and payments
Pay suppliers on time and protect relationships
Spread the cost of your VAT bill over monthly payments
Combine multiple debts into one manageable repayment
Replace existing finance with better terms
Fund equipment, vehicles and machinery purchases
Short-term property finance while you arrange long-term funding
Purchase or refinance commercial property
Side-by-side comparison of every finance option
Understand what we look for before you apply
Estimate your monthly repayments instantly
Our simple application process explained
Comprehensive guides covering every type of business finance available in the UK.
Practical tips and strategies to manage and improve your business cash flow.
Estimate monthly repayments and total costs for different loan amounts and terms.
Answers to the most common questions about business finance and eligibility.
Tailored funding solutions for high-street and online retailers.
Finance options designed for bulk purchasing and distribution businesses.
Funding for pubs, restaurants, hotels, and leisure operators.
Project-based and asset finance for construction and trades firms.
Equipment finance and working capital for UK manufacturers.
Specialist finance for care homes, GP surgeries, and health sector operators.
Quarterly reports tracking SME sentiment, lending trends, and economic outlook.
Actionable insights and case studies to help your business grow faster.
Latest news, expert opinions, and practical advice for UK business owners.