Capify puts over £8.4m behind UK hospitality businesses, with no signs of slowing down!

Time to read 2 mins

Summary

Supporting over 380 companies with just over £8.4m in funding, we are dedicated to supporting the hospitality to invest in growth and manage cash flow issues. Find out how we've helped the industry.

We have supported over 380 hospitality companies, helping firms access capital for the stock, staff and seasonal trends that keep the sector moving.

Providing over £8.4m in recorded funding to UK hospitality businesses, supporting companies across the entire sector, from small cafés to large, multi-chain restaurants.

Trading cycles and seasonal trends across the hospitality industry can mean significant growth opportunities, often followed by periods of cash flow pressure. We have helped in both scenarios, with funds received as quickly as the same day.

We have provided over 380 direct hospitality loans, with funding ranging from smaller injections of working capital to substantial six-figure agreements.

With 19 years’ experience working with UK hospitality businesses, we understand the realities of the sector and move quickly to fund opportunities and help boost cash flow dips.

Just in 2026, we have provided more than £2.3m across 109 loans to 105 hospitality businesses. More than £1.1m has gone to licensed restaurants alone, with the largest single deal worth over £100k.

Funding agreements range from large six-figure deals to fund large investments, to smaller four and five-figure sums to help smooth cash flow worries. The average agreement size for the industry works out to just over £22,000.

The hospitality sector has struggled in recent years, with rising costs, squeezed margins and adapting trading styles due to the Covid-19 pandemic. This has required investment into more digital-led services, including the adoption of AI, to increase efficiency and reduce overheads.

Our recent Business Confidence Report found that 45% of businesses are not confident that they can maintain their margins in 2026, despite half of businesses expecting an increase in revenue.

Employment costs have also increased these revenue pressures. With over 70% of UK businesses struggling with the costs of employment-related taxes and wage inflation, resulting in hiring plans being put on hold.

We understand these pressures and work exclusively with small and medium-sized businesses. Finance options range from £10,000 to £3 million, helping hospitality businesses keep inventory stocked, wages paid and tax bills settled as they invest in growth.

If you’d like to see how we can help your hospitality business access the vital funding you need to grow and invest, check your eligibility in just 30 seconds, and if you qualify, we’ll be in touch with your funding offer in as little as just a few hours!

SHARE THIS POST

All Business Loans

Browse and compare every loan product we offer

Small Business Loans

Flexible funding from £10,000 to £3,000,000

Unsecured Business Loans

No assets required as collateral

Secured Business Loans

Lower rates when backed by business assets

Bad Credit Business Loans

Options available even with a poor credit history

Fast/Same-Day Business Loans

Funds deposited within 24 hours of approval

Short-Term Business Loans

Repay in 3–12 months with manageable terms

Working Capital Loans

Keep day-to-day operations running smoothly

Cash Flow Loans

Bridge gaps between invoicing and payments

Supplier Invoice Payments

Pay suppliers on time and protect relationships

VAT Finance

Spread the cost of your VAT bill over monthly payments

Managing Existing Borrowing

Debt Consolidation

Combine multiple debts into one manageable repayment

Debt Refinancing

Replace existing finance with better terms

Asset Finance

Fund equipment, vehicles and machinery purchases

Bridging Loans

Short-term property finance while you arrange long-term funding

Commercial Mortgages

Purchase or refinance commercial property

Help Me Choose

Compare All Business Finance

Side-by-side comparison of every finance option

Eligibility Criteria

Understand what we look for before you apply

Loan Calculator

Estimate your monthly repayments instantly

How It Works

Our simple application process explained

Finance Info Hub

Comprehensive guides covering every type of business finance available in the UK.

Cash Flow Hub

Practical tips and strategies to manage and improve your business cash flow.

Loan Calculator

Estimate monthly repayments and total costs for different loan amounts and terms.

FAQs

Answers to the most common questions about business finance and eligibility.

Retail Business Finance

Tailored funding solutions for high-street and online retailers.

Wholesale Business Finance

Finance options designed for bulk purchasing and distribution businesses.

Hospitality Business Finance

Funding for pubs, restaurants, hotels, and leisure operators.

Construction Business Finance

Project-based and asset finance for construction and trades firms.

Manufacturing Business Finance

Equipment finance and working capital for UK manufacturers.

Health and Care Homes Finance

Specialist finance for care homes, GP surgeries, and health sector operators.

Confidence Reports

Quarterly reports tracking SME sentiment, lending trends, and economic outlook.

Business Booster Hub

Actionable insights and case studies to help your business grow faster.

Blog

Latest news, expert opinions, and practical advice for UK business owners.