With the 2026 National Minimum Wage rise now in place, what can SMEs do to cope with these increases in business funding? Our guide goes into detail about the rises; what the financial impact might be for SMEs, which sectors will be most affected, how our business funding can support, why UK-based SMEs choose Capify over traditional lenders and much more.
The Capify Broker Team recently attended the Business Moneyfacts Awards 2026. The event was held in London, and it was a wonderful night full of glitz, glamour and laughter. We were also very proud to be "Highly Commended" in a category too!
As the financial year comes to an end, and business starts to pick up, it may be tempting to look to the year ahead, but for SMEs, the weeks before year end can make a significant difference to your tax bill, cash flow and overall financial health.
The ongoing conflict in the Middle East has created significant disruption in global energy markets. Sharp increases in oil and gas prices have already started to affect the UK economy. For small and medium-sized enterprises (SMEs), this could translate into higher energy bills, increased fuel costs, and tightening margins across many sectors.
The UK lending landscape is shifting; and for many small businesses and borrowers, the timing couldn't be more critical. Recent developments from a major high-street bank highlight a growing challenge: access to funding for SMEs is tightening while demand for flexible, fast capital continues to rise.
April 2026 brings major SME changes; wage increases, expanded employee rights, tax reforms, and new reporting rules, requiring businesses to plan cashflow carefully, ensure compliance, and meet key deadlines.
