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Welcome to our
Business Loans Blog

Helpful SME finance insights, articles and resources covering a range of topics:

  • Advice & tips for SMEs
  • Finance & money management
  • Productivity & mindset
  • and so much more...

Feel free to browse

SME Guides
Capify News
Business Insights
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  • SME Guides

The best ways to use working capital loans
June 30, 2022
Working capital is at the heart of every successful company, no matter the size, but for small businesses, it’s even more important that cash in the bank is monitored and managed carefully.
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  • Business Insights

Survey Data: how do SMEs feel about environmental schemes following COP26
June 30, 2022
In the wake of COP26 and the strive to create a greener economy, many small business owners have been asking themselves how they can factor in greener initiatives into their business models.
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  • Featured

Changing From a Sole Trader to a Limited Company
June 29, 2022
If you’re considering changing your business to a limited company, here’s how to get started.
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  • Business Insights

Should SMEs be looking beyond traditional banks?
June 29, 2022
Since the 2008 financial crisis, consumer trust in banks has declined and despite efforts to support customers during the COVID-19 pandemic, the level of trust in traditional banks remains low.
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  • Business Insights

Rising energy prices – what does it mean for UK SMEs?
June 29, 2022
What does the ever-rising energy prices mean for the UK SME?
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  • SME Guides

Post-Budget tips for SMEs: making the most in a tougher business climate
June 29, 2022
The prospect of high inflation, how to address the UK’s eye-wetting levels of national debt and increases to the National Living Wage will only add to some of the longer-term problems businesses have faced of late. But setting aside the headwinds, how can businesses find their feet in what Chancellor Rishi Sunak has modestly described as a challenging environment?
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Why SMEs Choose Capify

Trusted Cash Flow Support for UK Businesses

We’ve been supporting UK SMEs for years with funding and tools that make cash flow management easier.
Businesses choose Capify because:

Funding available from £10,000

Simple, fast application

Dedicated UK-based account manager

Quick decisions and fast funding

Start your quick eligibility check
Strong track record of positive customer reviews
Trustpilot
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All Business Loans

Browse and compare every loan product we offer

Small Business Loans

Flexible funding from £10,000 to £3,000,000

Unsecured Business Loans

No assets required as collateral

Secured Business Loans

Lower rates when backed by business assets

Bad Credit Business Loans

Options available even with a poor credit history

Fast/Same-Day Business Loans

Funds deposited within 24 hours of approval

Short-Term Business Loans

Repay in 3–12 months with manageable terms

Working Capital Loans

Keep day-to-day operations running smoothly

Cash Flow Loans

Bridge gaps between invoicing and payments

Supplier Invoice Payments

Pay suppliers on time and protect relationships

VAT Finance

Spread the cost of your VAT bill over monthly payments

Managing Existing Borrowing

Debt Consolidation

Combine multiple debts into one manageable repayment

Debt Refinancing

Replace existing finance with better terms

Asset Finance

Fund equipment, vehicles and machinery purchases

Bridging Loans

Short-term property finance while you arrange long-term funding

Commercial Mortgages

Purchase or refinance commercial property

Help Me Choose

Compare All Business Finance

Side-by-side comparison of every finance option

Eligibility Criteria

Understand what we look for before you apply

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How It Works

Our simple application process explained

About Us

Find out more about Capify, our approach to business funding and how we support UK businesses.

Careers

Discover career opportunities at Capify and learn more about being part of our team.

Contact Us

Get in touch with Capify. Our team is here to answer your questions and help you with your enquiry.

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Finance Info Hub

Comprehensive guides covering every type of business finance available in the UK.

Cash Flow Hub

Practical tips and strategies to manage and improve your business cash flow.

Loan Calculator

Estimate monthly repayments and total costs for different loan amounts and terms.

FAQs

Answers to the most common questions about business finance and eligibility.

Retail Business Finance

Tailored funding solutions for high-street and online retailers.

Wholesale Business Finance

Finance options designed for bulk purchasing and distribution businesses.

Hospitality Business Finance

Funding for pubs, restaurants, hotels, and leisure operators.

Construction Business Finance

Project-based and asset finance for construction and trades firms.

Manufacturing Business Finance

Equipment finance and working capital for UK manufacturers.

Health and Care Homes Finance

Specialist finance for care homes, GP surgeries, and health sector operators.

Confidence Reports

Quarterly reports tracking SME sentiment, lending trends, and economic outlook.

Business Booster Hub

Actionable insights and case studies to help your business grow faster.

Blog

Latest news, expert opinions, and practical advice for UK business owners.