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SME Blog

Helpful articles and resources around a range of topics:

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The Retail Cash Flow Guide 2026

June 30, 2026
Cash flow is the defining challenge of retail — balancing stock, supplier payments, payroll and seasonal swings. This guide covers the warning signs to watch, practical ways to free up cash, and how to plan for seasonal peaks so temporary pressure never becomes a long-term problem.

Using AI For SME Marketing: Save Time And Get Results

June 11, 2026
Discover practical ways SMEs can use AI to save time, improve consistency and enhance their marketing. Discover specific tools, real-world use cases, and the key risks to be aware of to ensure AI supports effective, human-led marketing.

Creating an SME Marketing Plan – The Essentials

June 11, 2026
Understand the core elements of an effective marketing plan for SMEs, by focusing on clarity and practical execution. Get to grips with how small businesses can attract customers and drive growth by prioritising what works, rather than trying to do everything at once.

HMRC Advisory Fuel Rates June 2026: New Rates, What’s Changed, and What It Means for UK SMEs

June 10, 2026
HMRC's Advisory Fuel Rates for June 2026 have increased pence-per-mile reimbursements across petrol, diesel and LPG company cars If your business hasn't reviewed its expense policy since the last quarterly update, now is the time — and if rising operating costs are starting to squeeze your working capital, Capify's flexible funding options are designed to help UK SMEs stay on the front foot.

2026 National Minimum Wage Rise UK: How SMEs Can Navigate Increased Costs with Business Funding

April 29, 2026
With the 2026 National Minimum Wage rise now in place, what can SMEs do to cope with these increases in business funding? Our guide goes into detail about the rises; what the financial impact might be for SMEs, which sectors will be most affected, how our business funding can support, why UK-based SMEs choose Capify over traditional lenders and much more.

Business Moneyfacts Awards 2026

April 23, 2026
The Capify Broker Team recently attended the Business Moneyfacts Awards 2026. The event was held in London, and it was a wonderful night full of glitz, glamour and laughter. We were also very proud to be "Highly Commended" in a category too!
Why SMEs Choose Capify

Trusted Cash Flow Support for UK Businesses

We’ve been supporting UK SMEs for years with funding and tools that make cash flow management easier.
Businesses choose Capify because:

Funding available from £5,000

Simple, fast application

Dedicated UK-based account manager

Quick decisions and fast funding

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Strong track record of positive customer reviews