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SME Blog

Helpful SME finance insights, articles and resources covering a range of topics:

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Capify secure £100 million credit facility from Pollen Street Capital

April 29, 2024
Leading online SME lender Capify has today secured a £100 million credit facility from Pollen Street Capital ("Pollen Street"), an alternative asset manager dedicated to investing within financial and business services.

Protecting and valuing IP for SMEs

April 26, 2024
Unlock the Power of Your IP: Discover How Valuing and Protecting Your Intellectual Property Can Drive SME Growth and Secure Financing. Click to learn the essential steps for maximizing the value of your business's intangible assets.

Capify announce new appointment to lead broker division

March 8, 2024
Capify is thrilled to welcome Mike Morris as the new lead of its UK broker team, bringing a wealth of experience from Funding Circle and Close Brothers. With a vision to enhance Capify's introducer relationships and marketplace offerings, Mike aims to bolster the SME lending landscape. Learn how his expertise will drive forward Capify's mission.

Spring Budget 2024: SMEs set to benefit as UK economy predicted to grow

March 7, 2024
Explore the transformative potential of the Spring Budget 2024 for SMEs: from lifted VAT thresholds to vital freezes in alcohol and fuel duties. Delve into the optimistic economic forecasts ahead of the election, and how they spell good news for UK businesses. Discover an in-depth look at the strategic changes poised to benefit the economy and businesses alike.

Capify 2024 Spring Budget Preview

March 5, 2024
UK SMEs, take note: The upcoming Spring Budget on March 6th is pivotal. With a focus likely shifting towards individual benefits in an election year, businesses still have much to gain. From potential tax cuts boosting consumer spending to labour shortage solutions and key incentives for growth and sustainability, here's a concise preview of five areas that could impact your business in 2024.

Networking, collaboration and the benefits to your business

February 16, 2024
Explore how networking and the collaborative economy can revolutionize your business strategy. From leveraging technology to unlock innovative partnerships to sharing resources for mutual benefit, this guide reveals how to transcend traditional boundaries and foster growth. Dive into practical examples and tips for integrating collaborative practices into your operations.
Why SMEs Choose Capify

Trusted Cash Flow Support for UK Businesses

We’ve been supporting UK SMEs for years with funding and tools that make cash flow management easier.
Businesses choose Capify because:

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Simple, fast application

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Strong track record of positive customer reviews

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Flexible funding from £10,000 to £3,000,000

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Lower rates when backed by business assets

Bad Credit Business Loans

Options available even with a poor credit history

Fast/Same-Day Business Loans

Funds deposited within 24 hours of approval

Short-Term Business Loans

Repay in 3–12 months with manageable terms

Working Capital Loans

Keep day-to-day operations running smoothly

Cash Flow Loans

Bridge gaps between invoicing and payments

Supplier Invoice Payments

Pay suppliers on time and protect relationships

VAT Finance

Spread the cost of your VAT bill over monthly payments

Managing Existing Borrowing

Debt Consolidation

Combine multiple debts into one manageable repayment

Debt Refinancing

Replace existing finance with better terms

Asset Finance

Fund equipment, vehicles and machinery purchases

Bridging Loans

Short-term property finance while you arrange long-term funding

Commercial Mortgages

Purchase or refinance commercial property

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Retail Business Finance

Tailored funding solutions for high-street and online retailers.

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Finance options designed for bulk purchasing and distribution businesses.

Hospitality Business Finance

Funding for pubs, restaurants, hotels, and leisure operators.

Construction Business Finance

Project-based and asset finance for construction and trades firms.

Manufacturing Business Finance

Equipment finance and working capital for UK manufacturers.

Health and Care Homes Finance

Specialist finance for care homes, GP surgeries, and health sector operators.

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Quarterly reports tracking SME sentiment, lending trends, and economic outlook.

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