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Business Loans Blog

Helpful SME finance insights, articles and resources covering a range of topics:

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NACFB Analysis Survey

May 16, 2024
Discover the Evolution of Small Business Finance: Unveiling Trends and Insights from Leading UK Financial Institutions. Explore how the finance landscape has transformed, the rise of new lenders, and the challenges facing specific sectors. Stay ahead with key findings from UK Finance, the British Business Bank, and the NACFB. Dive into the Future of Finance!

Getting ahead of the game(s)

May 13, 2024
This summer is shaping up to be a massive money-making opportunity for bars, pubs, and restaurants across the UK. With huge sporting events like Euro 2024, Wimbledon, the Olympics, and more, fans will be flocking to venues to catch all the action. Read here on what businesses will be doing to capitalise.

Capify secure £100 million credit facility from Pollen Street Capital

April 29, 2024
Leading online SME lender Capify has today secured a £100 million credit facility from Pollen Street Capital ("Pollen Street"), an alternative asset manager dedicated to investing within financial and business services.

Protecting and valuing IP for SMEs

April 26, 2024
Unlock the Power of Your IP: Discover How Valuing and Protecting Your Intellectual Property Can Drive SME Growth and Secure Financing. Click to learn the essential steps for maximizing the value of your business's intangible assets.

Capify announce new appointment to lead broker division

March 8, 2024
Capify is thrilled to welcome Mike Morris as the new lead of its UK broker team, bringing a wealth of experience from Funding Circle and Close Brothers. With a vision to enhance Capify's introducer relationships and marketplace offerings, Mike aims to bolster the SME lending landscape. Learn how his expertise will drive forward Capify's mission.

Spring Budget 2024: SMEs set to benefit as UK economy predicted to grow

March 7, 2024
Explore the transformative potential of the Spring Budget 2024 for SMEs: from lifted VAT thresholds to vital freezes in alcohol and fuel duties. Delve into the optimistic economic forecasts ahead of the election, and how they spell good news for UK businesses. Discover an in-depth look at the strategic changes poised to benefit the economy and businesses alike.
Why SMEs Choose Capify

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We’ve been supporting UK SMEs for years with funding and tools that make cash flow management easier.
Businesses choose Capify because:

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Simple, fast application

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Quick decisions and fast funding

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Strong track record of positive customer reviews

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Options available even with a poor credit history

Fast/Same-Day Business Loans

Funds deposited within 24 hours of approval

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Repay in 3–12 months with manageable terms

Working Capital Loans

Keep day-to-day operations running smoothly

Cash Flow Loans

Bridge gaps between invoicing and payments

Supplier Invoice Payments

Pay suppliers on time and protect relationships

VAT Finance

Spread the cost of your VAT bill over monthly payments

Managing Existing Borrowing

Debt Consolidation

Combine multiple debts into one manageable repayment

Debt Refinancing

Replace existing finance with better terms

Asset Finance

Fund equipment, vehicles and machinery purchases

Bridging Loans

Short-term property finance while you arrange long-term funding

Commercial Mortgages

Purchase or refinance commercial property

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Finance Info Hub

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Practical tips and strategies to manage and improve your business cash flow.

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FAQs

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Retail Business Finance

Tailored funding solutions for high-street and online retailers.

Wholesale Business Finance

Finance options designed for bulk purchasing and distribution businesses.

Hospitality Business Finance

Funding for pubs, restaurants, hotels, and leisure operators.

Construction Business Finance

Project-based and asset finance for construction and trades firms.

Manufacturing Business Finance

Equipment finance and working capital for UK manufacturers.

Health and Care Homes Finance

Specialist finance for care homes, GP surgeries, and health sector operators.

Confidence Reports

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Business Booster Hub

Actionable insights and case studies to help your business grow faster.

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