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SME Blog

Helpful SME finance insights, articles and resources covering a range of topics:

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A guide to cashflow – how much cash should my small business have in the bank?

June 30, 2025
Cash is key for small businesses. It helps you pay your employees and suppliers when profits are slow or keeps things on track when clients are slow in paying you. Steady cash flow is not only crucial when times are tough, however. It can also be used to help your business grow and develop, acting as a vital cash injection to push your SME into the next stage of growth.

4 Simple Ways to Put More Cash Into Your Small Business

June 25, 2025
Accessing more funds for your business can be a great way to grow and thrive. It provides you with the opportunity to achieve any plans that you have, whether that’s; launching a new product, increasing the marketing budget or refurbishing your premises.

Timing is Everything: The Key to Financial Flexibility for SMEs

October 31, 2024
In today's rapidly evolving business landscape, time has become one of the most valuable resources for small and medium-sized enterprises (SMEs).

Capify Appoints Sam Colclough as Head of Technology to Accelerate Growth in the UK & AU Markets

September 17, 2024
Capify appoints Sam Colclough as Head of Technology to drive growth in the UK and Australia. With over 20 years of IT leadership, Sam will lead tech innovation, enhancing Capify's services for SMEs. Discover how this strategic move supports Capify's ambitious growth plans.

NACFB Analysis Survey

May 16, 2024
Discover the Evolution of Small Business Finance: Unveiling Trends and Insights from Leading UK Financial Institutions. Explore how the finance landscape has transformed, the rise of new lenders, and the challenges facing specific sectors. Stay ahead with key findings from UK Finance, the British Business Bank, and the NACFB. Dive into the Future of Finance!

Getting ahead of the game(s)

May 13, 2024
This summer is shaping up to be a massive money-making opportunity for bars, pubs, and restaurants across the UK. With huge sporting events like Euro 2024, Wimbledon, the Olympics, and more, fans will be flocking to venues to catch all the action. Read here on what businesses will be doing to capitalise.
Why SMEs Choose Capify

Trusted Cash Flow Support for UK Businesses

We’ve been supporting UK SMEs for years with funding and tools that make cash flow management easier.
Businesses choose Capify because:

Funding available from £10,000

Simple, fast application

Dedicated UK-based account manager

Quick decisions and fast funding

Start your quick eligibility check
Strong track record of positive customer reviews