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Business Loans Blog

Helpful SME finance insights, articles and resources covering a range of topics:

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Challenges and opportunities in care homes sector

October 11, 2023
Discover why the UK's rapidly ageing population is putting unprecedented pressure on the care home sector. Learn about the looming challenges of staffing shortages and escalating costs that could reshape the industry.

How to buy better: procurement tips for SMEs

September 13, 2023
Buying better is a delicate balance of art and science. So how can SMEs make the most of procurement processes and practices to maximise the impact to the business?

Regional Profile: North West

September 13, 2023
Heartland of the Industrial Revolution and home to some of the country's most beautiful landscapes, the North West of England is a varied regional area.

How to master sales for SMEs

August 1, 2023
Sales are the lifeblood of any business and devising a sales strategy is essential to ensuring you are selling to the right people at the right price and in the right way. Our 10 step guide will help SMEs ensure their sales strategy is optimised to realise the business’ growth objectives.

SME ‘cash crisis’ continues as business confidence remains low

July 6, 2023
SME business confidence in the UK fell slightly in Q2 2023, while concerns over cash reserves and rising costs persist, according to our Business Confidence Survey. The survey revealed that although turnover and profits improved for some SMEs, many were behind their annual targets. Click here to learn more.

Driving growth in professional services: How to create a successful acquisition strategy

June 27, 2023
Struggling in a challenging business climate? Discover the secret to boosting growth for business and professional services (BAPS) firms. Explore the advantages of strategic acquisitions and learn how to make a successful purchase. Recent research reveals surprising statistics that could reshape your business outlook.
Why SMEs Choose Capify

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We’ve been supporting UK SMEs for years with funding and tools that make cash flow management easier.
Businesses choose Capify because:

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Funds deposited within 24 hours of approval

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Repay in 3–12 months with manageable terms

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Cash Flow Loans

Bridge gaps between invoicing and payments

Supplier Invoice Payments

Pay suppliers on time and protect relationships

VAT Finance

Spread the cost of your VAT bill over monthly payments

Managing Existing Borrowing

Debt Consolidation

Combine multiple debts into one manageable repayment

Debt Refinancing

Replace existing finance with better terms

Asset Finance

Fund equipment, vehicles and machinery purchases

Bridging Loans

Short-term property finance while you arrange long-term funding

Commercial Mortgages

Purchase or refinance commercial property

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Finance Info Hub

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FAQs

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Retail Business Finance

Tailored funding solutions for high-street and online retailers.

Wholesale Business Finance

Finance options designed for bulk purchasing and distribution businesses.

Hospitality Business Finance

Funding for pubs, restaurants, hotels, and leisure operators.

Construction Business Finance

Project-based and asset finance for construction and trades firms.

Manufacturing Business Finance

Equipment finance and working capital for UK manufacturers.

Health and Care Homes Finance

Specialist finance for care homes, GP surgeries, and health sector operators.

Confidence Reports

Quarterly reports tracking SME sentiment, lending trends, and economic outlook.

Business Booster Hub

Actionable insights and case studies to help your business grow faster.

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