Asset Finance for
Growing Businesses

Access the equipment, vehicles, machinery and business assets you need without making a large upfront investment.

100K+
UK Businesses Funded

Invest In Business Growth Without Draining Cash Flow

Funding from £10,000 to £3,000,000

Business growth often requires investment.

Whether you’re replacing equipment, expanding operations or purchasing specialist machinery, asset finance allows you to secure the assets you need while spreading the cost over time.

Instead of paying the full purchase price upfront, manageable monthly repayments help keep your working capital available for day-to-day business operations.

Flexible Ways To Finance Business Assets

From machinery and vehicles to specialist equipment, asset finance can be structured to support your business goals while protecting cash flow.

Hire Purchase

Traditionally, hire purchase allows businesses to spread the cost of equipment, vehicles, or machinery through fixed repayments, with ownership transferring once the agreement ends. While this remains a popular option, Capify can help explore a wider range of funding solutions tailored to your business needs.
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Asset Leasing

Traditionally, equipment leasing gives businesses access to the assets they need while preserving working capital. At the end of the lease term, options may be available to extend, upgrade, purchase, or return the asset. Capify offers access to flexible funding options that go beyond traditional leasing arrangements.
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Asset Refinancing

Traditionally, asset refinancing enables businesses to release value from equipment, vehicles, or machinery they already own, providing additional funding for growth or operational needs. Capify can help identify alternative funding solutions designed around your business objectives and circumstances.
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Asset Finance - How it works?

Acquire Essential Assets Without Large Upfront Costs

We’ve simplified the process to help your business access the funding it needs without putting pressure on cash flow.

Choose The Asset You Need

Identify the equipment, machinery, vehicles, or technology your business requires to operate, expand, or improve productivity.

Apply with Capify

Fill out the form and our team will review your application and help find a suitable finance solution.

We Arrange The Funding

Once approved, the funds are used to purchase the asset, allowing you to secure the equipment without making a large upfront payment.

Repay Over Time

Spread the cost through fixed regular repayments over an agreed term, helping you manage cash flow while benefiting from the asset immediately.

Capify Asset Finance

Why Use Asset Finance?

Preserve Working Capital

Acquire the equipment, machinery, vehicles or technology your business needs while keeping cash available for day-to-day operations and growth opportunities.

Access Assets Sooner

Avoid delaying important purchases. Asset finance helps you secure business-critical assets when you need them rather than waiting to build sufficient cash reserves.

Fixed Regular Payments

Benefit from predictable repayments that make budgeting easier and provide greater certainty when planning future business expenses.

Flexible Finance Solutions

Whether you're purchasing new or used equipment, our funding options can be tailored to suit your business requirements and repayment preferences.

Businesses We Support

At Capify, our funding is backed by experience across a range of sectors. Whether you’re investing in office equipment, vehicles, machinery, kitchen equipment, or warehouse infrastructure, we can help you access the funding needed to support your business.

Businesses We Support

At Capify, our funding is backed by experience across a range of sectors. Whether you’re investing in office equipment, vehicles, machinery, kitchen equipment, or warehouse infrastructure, we can help you access the funding needed to support your business.

From office and IT equipment to vehicles, machinery, kitchen equipment, and warehouse shelving, asset finance can help your business acquire essential assets without a significant upfront investment.

Secure £10,000 to £3,000,000 In Finance

Advantages

Lower Upfront Costs

Spread the cost of high value equipment, vehicles, and machinery instead of making a significant upfront investment.

Alternative To Traditional Borrowing

Capify can provide a practical funding option for businesses seeking an alternative to overdrafts or conventional high street lenders.

Fixed Repayment Structure

Predictable repayments can make budgeting easier and provide greater visibility over future business expenses.

Disadvantages

Funding Approval Requirements

Asset finance is subject to eligibility checks and approval criteria, which vary depending on the business and asset type.

Long-Term Investment

Asset finance is generally designed for medium to long-term business investment rather than short-term funding requirements.

Existing Asset

We can offer both secured and unsecured option, however larger funding may require to be secured against an existing asset.

Snapshot of Funding Options

We provide flexible funding designed to help businesses acquire the assets they need without significant upfront expenditure.

Funding Available

From £10,000 to £3,000,000+, depending on the asset being financed and your business circumstances.

Repayment Terms

Flexible repayment periods tailored to your business needs and the type of asset being purchased.

Eligible Assets

Finance available for vehicles, machinery, equipment, technology, and other business-critical assets.

Transparent Costs

Clear repayment schedules and funding terms provided upfront, with no hidden surprises.

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Frequently Asked Questions

What is Asset Finance?
Asset finance allows businesses to acquire equipment, machinery, vehicles, and other business assets without paying the full cost upfront. The cost is spread over agreed repayments.
A wide range of business assets can be financed, including commercial vehicles, machinery, manufacturing equipment, construction equipment, technology, and specialist industry assets.
Funding timelines vary depending on the asset and application details, but our streamlined process helps businesses access funding as quickly as possible.

Invest In Growth With Confidence

Acquire the assets your business needs today and spread the cost over manageable repayments designed to support your cash flow.

Start Application Process