Access finance to ensure your business has the equipment, vehicles, machinery and business assets it needs without making a large upfront investment.
With no impact on your credit rating
Business growth often requires investment.
Whether you’re replacing equipment, expanding operations or purchasing specialist machinery, asset finance allows you to secure the assets you need while spreading the cost over time.
Instead of paying the full purchase price upfront, manageable monthly repayments help keep your working capital available for day-to-day business operations.
From machinery and vehicles to specialist equipment, asset finance can be structured to support your business goals while protecting cash flow.
We’ve simplified the process to help your business access the funding it needs without putting pressure on cash flow.
Identify the equipment, machinery, vehicles, or technology your business requires to operate, expand, or improve productivity.
Fill out the form and our team will review your application and help find a suitable finance solution.
Once approved, the funds are used to purchase the asset, allowing you to secure the equipment without making a large upfront payment.
Spread the cost through fixed regular repayments over an agreed term, helping you manage cash flow while benefiting from the asset immediately.
Acquire the equipment, machinery, vehicles or technology your business needs while keeping cash available for day-to-day operations and growth opportunities.
Avoid delaying important purchases. Asset finance helps you secure business-critical assets when you need them rather than waiting to build sufficient cash reserves.
Benefit from predictable repayments that make budgeting easier and provide greater certainty when planning future business expenses.
Whether you're purchasing new or used equipment, our funding options can be tailored to suit your business requirements and repayment preferences.
At Capify, our funding is backed by experience across a range of sectors. Whether you’re investing in office equipment, vehicles, machinery, kitchen equipment, or warehouse infrastructure, we can help you access the funding needed to support your business.
At Capify, our funding is backed by experience across a range of sectors. Whether you’re investing in office equipment, vehicles, machinery, kitchen equipment, or warehouse infrastructure, we can help you access the funding needed to support your business.
From office and IT equipment to vehicles, machinery, kitchen equipment, and warehouse shelving, asset finance can help your business acquire essential assets without a significant upfront investment.
Spread the cost of high value equipment, vehicles, and machinery instead of making a significant upfront investment.
Capify can provide a practical funding option for businesses seeking an alternative to overdrafts or conventional high street lenders.
Predictable repayments can make budgeting easier and provide greater visibility over future business expenses.
Asset finance is subject to eligibility checks and approval criteria, which vary depending on the business and asset type.
Asset finance is generally designed for medium to long-term business investment rather than short-term funding requirements.
We can offer both secured and unsecured option, however larger funding may require to be secured against an existing asset.
We provide flexible funding designed to help businesses acquire the assets they need without significant upfront expenditure.
From £10,000 to £3,000,000+, depending on the asset being financed and your business circumstances.
Flexible repayment periods tailored to your business needs and the type of asset being purchased.
Finance available for vehicles, machinery, equipment, technology, and other business-critical assets.
Clear repayment schedules and funding terms provided upfront, with no hidden surprises.
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Browse and compare every loan product we offer
Flexible funding from £10,000 to £3,000,000
No assets required as collateral
Lower rates when backed by business assets
Options available even with a poor credit history
Funds deposited within 24 hours of approval
Repay in 3–12 months with manageable terms
Keep day-to-day operations running smoothly
Bridge gaps between invoicing and payments
Pay suppliers on time and protect relationships
Spread the cost of your VAT bill over monthly payments
Combine multiple debts into one manageable repayment
Replace existing finance with better terms
Fund equipment, vehicles and machinery purchases
Short-term property finance while you arrange long-term funding
Purchase or refinance commercial property
Side-by-side comparison of every finance option
Understand what we look for before you apply
Estimate your monthly repayments instantly
Our simple application process explained
Comprehensive guides covering every type of business finance available in the UK.
Practical tips and strategies to manage and improve your business cash flow.
Estimate monthly repayments and total costs for different loan amounts and terms.
Answers to the most common questions about business finance and eligibility.
Tailored funding solutions for high-street and online retailers.
Finance options designed for bulk purchasing and distribution businesses.
Funding for pubs, restaurants, hotels, and leisure operators.
Project-based and asset finance for construction and trades firms.
Equipment finance and working capital for UK manufacturers.
Specialist finance for care homes, GP surgeries, and health sector operators.
Quarterly reports tracking SME sentiment, lending trends, and economic outlook.
Actionable insights and case studies to help your business grow faster.
Latest news, expert opinions, and practical advice for UK business owners.
