Welcome to our
SME Blog

Helpful SME finance insights, articles and resources covering a range of topics:

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SMEs preparing for tough times ahead

December 14, 2022
Our latest quarterly survey finds a small improvement in SME business confidence despite gathering economic headwinds. But the survey also points to operating challenges amidst falling profitability and concerns over rising costs

Make this festive season your most profitable yet

November 29, 2022
Whilst 2022 might see festive spend decline due to the ongoing cost of living crisis, consumer data company Statista predict that retail sales over Christmas could still reach £82.2 billion British pounds. Whilst that's down on last year, it's an increase from 2016, 17, 18 and 20!

Exporting tips for SMEs

November 16, 2022
Political and fiscal turbulence has created record-breaking falls in the value of the Pound. This causes problems for any business reliant on overseas imports but could be a boost for UK exporters

Financing talent 

October 27, 2022
Attracting and retaining the right talent is a vital part of any business strategy. But for SMEs, skills shortages can have a significant impact on operations and growth.  What can smaller businesses do to find and fund the right talent for their business plans? 

Taking a long-term view to green investment

September 27, 2022
Latest research from Capify finds that green investments are slipping down the priority list for UK SMEs. But when the economy recovers, those companies with sustainable credentials will be well-placed to accelerate their growth. 

UK SMEs demand immediate support from the new PM and her cabinet

September 12, 2022
Latest research by alternative lender Capify finds SME owners are looking to the new Truss government to assist with a plethora of business challenges ranging from soaring inflation, weakening demand and rising interest rates.
Why SMEs Choose Capify

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We’ve been supporting UK SMEs for years with funding and tools that make cash flow management easier.
Businesses choose Capify because:

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Repay in 3–12 months with manageable terms

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Supplier Invoice Payments

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Spread the cost of your VAT bill over monthly payments

Managing Existing Borrowing

Debt Consolidation

Combine multiple debts into one manageable repayment

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Replace existing finance with better terms

Asset Finance

Fund equipment, vehicles and machinery purchases

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Purchase or refinance commercial property

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Retail Business Finance

Tailored funding solutions for high-street and online retailers.

Wholesale Business Finance

Finance options designed for bulk purchasing and distribution businesses.

Hospitality Business Finance

Funding for pubs, restaurants, hotels, and leisure operators.

Construction Business Finance

Project-based and asset finance for construction and trades firms.

Manufacturing Business Finance

Equipment finance and working capital for UK manufacturers.

Health and Care Homes Finance

Specialist finance for care homes, GP surgeries, and health sector operators.

Confidence Reports

Quarterly reports tracking SME sentiment, lending trends, and economic outlook.

Business Booster Hub

Actionable insights and case studies to help your business grow faster.

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