Fast business loans for UK limited businesses.
£10,000 – £75,000 funded within 24 hours
Checking your eligibility won’t affect your credit score.
Capify helped us secure £35,000 to scale our stock levels before summer demand. It was quick, simple, and transformative.
Retail sector, North West UK
We are experts in setting up fast funding solutions for UK limited companies. As long as you meet the initial basic criteria, trading over 12 months and a turnover of over £120k per year, then we can help you access from £10,000-£75000 with our straightforward service.
Online or on the phone, you can have your application completed with no fuss or complicated forms.
Terms and amounts to suit virtually any UK limited company that has over 12 months trading history
Depending on your business turnover you can access up to £75,000 unsecured.
Apply online in a few minutes, receive a fast decision, and access funds in as little as 24 hours. There are no long forms or long processing times. Our business loans are designed for UK limited companies that need funding quickly, with a process that is easy to follow from start to finish.



With a few simple details we can quickly tell you online if you are likely to be eligible for funding
Complete the appplication and agree the best terms for your business. Funds could be in your account same day.
If you circumstances change you can clear the loan with no hidden fees. You may eligible for futher funding for your business.
Small business funding typically ranges from: £10,000 – £75,000. Your business performance determines your exact offer. Use the Business Loan Calculator below to estimate how much you can borrow.
Get an estimate of how much you might be able to borrow
3 months
£ 10,000
Move the sliders to get your instant loan estimate

You may be eligible for a loan amount up to:
£0
* Subject to Capify's standard credit assessment criterial terms & conditions
Your Repayment:
Daily repayments:
£0
Monthly repayments:
£0
Total Cost of Loan:
£0
Total Repayment:
£0
This calculator is for illustrative purposes only and is based on an example factor rate of 1.26. The factor rate offered to your business may vary based on your circumstances and loan terms. Processing and origination fees may apply. Repayments are collected by Direct Debit, meaning payments are taken on business days only.
Purchase the tools, machinery, vehicles, or technology your business needs to operate or grow. A loan can help you spread the cost while keeping cash available for day-to-day expenses.
Cover everyday running costs, unexpected expenses or annual expenses, such as VAT or corporation tax bills, while waiting for invoices to be paid. This helps keep your business running smoothly without unnecessary stress.
Get access to fast funding to ensure you have the stock and inventory to service existing clients or for unexpected big orders.
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We accept applications from any UK Ltd that has been trading for more than 12 months and with over £10k per month turnover. We have options for all credit profiles. Complete our eligibility checker today and one of our team will get in touch to help find the perfect solution.
You can check you eligibility in less than 60 seconds by clicking here. As long as your business is Ltd, with over £10k monthly turnover and trading for 12 months we shoudl be able to help.
Our process is fast and straightforward. In many case we can have loans approved and funded in 24 hours.
Of Course! As long as your company has been trading for over 12 months as an LTd and turns over £120k per year or more, then, regardless of credit profile we should be able to find you a solution for your needs.
Yes, there are no extra charges for early repayment.
Browse and compare every loan product we offer
Flexible funding from £10,000 to £3,000,000
No assets required as collateral
Lower rates when backed by business assets
Options available even with a poor credit history
Funds deposited within 24 hours of approval
Repay in 3–12 months with manageable terms
Keep day-to-day operations running smoothly
Bridge gaps between invoicing and payments
Pay suppliers on time and protect relationships
Spread the cost of your VAT bill over monthly payments
Combine multiple debts into one manageable repayment
Replace existing finance with better terms
Fund equipment, vehicles and machinery purchases
Short-term property finance while you arrange long-term funding
Purchase or refinance commercial property
Side-by-side comparison of every finance option
Understand what we look for before you apply
Estimate your monthly repayments instantly
Our simple application process explained
Comprehensive guides covering every type of business finance available in the UK.
Practical tips and strategies to manage and improve your business cash flow.
Estimate monthly repayments and total costs for different loan amounts and terms.
Answers to the most common questions about business finance and eligibility.
Tailored funding solutions for high-street and online retailers.
Finance options designed for bulk purchasing and distribution businesses.
Funding for pubs, restaurants, hotels, and leisure operators.
Project-based and asset finance for construction and trades firms.
Equipment finance and working capital for UK manufacturers.
Specialist finance for care homes, GP surgeries, and health sector operators.
Quarterly reports tracking SME sentiment, lending trends, and economic outlook.
Actionable insights and case studies to help your business grow faster.
Latest news, expert opinions, and practical advice for UK business owners.