Business Loans
Made Simple

Fast business loans for UK limited businesses.

£10,000 – £75,000 funded within 24 hours

Check If Your Business Qualifies

Checking your eligibility won’t affect your credit score.

Capify helped us secure £35,000 to scale our stock levels before summer demand. It was quick, simple, and transformative.

Funding designed for small businesses

We are experts in setting up fast funding solutions for UK limited companies. As long as you meet the initial basic criteria, trading over 12 months and a turnover of over £120k per year, then we can help you access from £10,000-£75000 with our straightforward service.

Let Us Get You Funded Fast

Simple Application Process

Online or on the phone, you can have your application completed with no fuss or complicated forms.

Flexible repayment terms

Terms and amounts to suit virtually any UK limited company that has over 12 months trading history

Unsecured Lending

Depending on your business turnover you can access up to £75,000 unsecured.

We keep our process simple

Apply online in a few minutes, receive a fast decision, and access funds in as little as 24 hours. There are no long forms or long processing times. Our business loans are designed for UK limited companies that need funding quickly, with a process that is easy to follow from start to finish.

Eligiblity Check in 2 minutes

With a few simple details we can quickly tell you online if you are likely to be eligible for funding

Get approved within 24 hours

Complete the appplication and agree the best terms for your business. Funds could be in your account same day.

Repay early for free

If you circumstances change you can clear the loan with no hidden fees. You may eligible for futher funding for your business.

How much can I borrow?

Small business funding typically ranges from: £10,000 – £75,000.
Your business performance determines your exact offer. Use the Business Loan Calculator below to estimate how much you can borrow.

Business Loan Calculator

Get an estimate of how much you might be able to borrow

3 months

£ 10,000

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Move the sliders to get your instant loan estimate

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Check Your Eligibility

This calculator is for illustrative purposes only and is based on an example factor rate of 1.26. The factor rate offered to your business may vary based on your circumstances and loan terms. Processing and origination fees may apply. Repayments are collected by Direct Debit, meaning payments are taken on business days only.

We're here to help you grow

What Can You Use a Small Business Loan For?

Buying Equipment & Machinery

Purchase the tools, machinery, vehicles, or technology your business needs to operate or grow. A loan can help you spread the cost while keeping cash available for day-to-day expenses.

Cashflow

Cover everyday running costs, unexpected expenses or annual expenses, such as VAT or corporation tax bills, while waiting for invoices to be paid. This helps keep your business running smoothly without unnecessary stress.

Purchase Stock and Inventory

Get access to fast funding to ensure you have the stock and inventory to service existing clients or for unexpected big orders.

Don't just take our word for it...

Check out our customer reviews

Frequently asked questions

Who can apply for small business funding?

We accept applications from any UK Ltd that has been trading for more than 12 months and with over £10k per month turnover. We have options for all credit profiles. Complete our eligibility checker today and one of our team will get in touch to help find the perfect solution.

You can check you eligibility in less than 60 seconds by clicking here. As long as your business is Ltd, with over £10k monthly turnover and trading for 12 months we shoudl be able to help.

Our process is fast and straightforward. In many case we can have loans approved and funded in 24 hours.

Of Course! As long as your company has been trading for over 12 months as an LTd and turns over £120k per year or more, then, regardless of credit profile we should be able to find you a solution for your needs.

Yes, there are no extra charges for early repayment.

Check Your Eligibility
In 2 Minutes

No impact on your credit score.

Quick application with minimal paperwork.

Decision in hours.

Check Funding Options

All Business Loans

Browse and compare every loan product we offer

Small Business Loans

Flexible funding from £10,000 to £3,000,000

Unsecured Business Loans

No assets required as collateral

Secured Business Loans

Lower rates when backed by business assets

Bad Credit Business Loans

Options available even with a poor credit history

Fast/Same-Day Business Loans

Funds deposited within 24 hours of approval

Short-Term Business Loans

Repay in 3–12 months with manageable terms

Working Capital Loans

Keep day-to-day operations running smoothly

Cash Flow Loans

Bridge gaps between invoicing and payments

Supplier Invoice Payments

Pay suppliers on time and protect relationships

VAT Finance

Spread the cost of your VAT bill over monthly payments

Managing Existing Borrowing

Debt Consolidation

Combine multiple debts into one manageable repayment

Debt Refinancing

Replace existing finance with better terms

Asset Finance

Fund equipment, vehicles and machinery purchases

Bridging Loans

Short-term property finance while you arrange long-term funding

Commercial Mortgages

Purchase or refinance commercial property

Help Me Choose

Compare All Business Finance

Side-by-side comparison of every finance option

Eligibility Criteria

Understand what we look for before you apply

Loan Calculator

Estimate your monthly repayments instantly

How It Works

Our simple application process explained

Finance Info Hub

Comprehensive guides covering every type of business finance available in the UK.

Cash Flow Hub

Practical tips and strategies to manage and improve your business cash flow.

Loan Calculator

Estimate monthly repayments and total costs for different loan amounts and terms.

FAQs

Answers to the most common questions about business finance and eligibility.

Retail Business Finance

Tailored funding solutions for high-street and online retailers.

Wholesale Business Finance

Finance options designed for bulk purchasing and distribution businesses.

Hospitality Business Finance

Funding for pubs, restaurants, hotels, and leisure operators.

Construction Business Finance

Project-based and asset finance for construction and trades firms.

Manufacturing Business Finance

Equipment finance and working capital for UK manufacturers.

Health and Care Homes Finance

Specialist finance for care homes, GP surgeries, and health sector operators.

Confidence Reports

Quarterly reports tracking SME sentiment, lending trends, and economic outlook.

Business Booster Hub

Actionable insights and case studies to help your business grow faster.

Blog

Latest news, expert opinions, and practical advice for UK business owners.