Want to invest in your experimental cocktail menu, decor, or front of house team? You’ll need extra cash to make it happen.
Your bar’s atmosphere, TripAdvisor reviews, and locally famous events make it what it is. If you want to raise finance, it’s important to choose a loan company that understands your industry.
Capify’s bar business finance is simple, with really easy payments. Repayments will go up or down as cash comes into your restaurant, helping you to afford repayments whether you’re busy or a bit on the quiet side.
Bars and nightlife are always changing. Over the last couple of years we saw more jobs, a bigger interest in ‘experiential’ venues, and an increase in spending at the bar.
Any bar could do amazing things with a small business loan, whether they’re a popular budget spot for students, a niche music venue, or an uber fancy wine cellar.
Most importantly, a bar loan would suit a business that has big plans for its future. That includes everything from shiny new glassware, tables, and chairs, to smarter point of sale tech and training for your staff.
Your bar needs to stand out for all the right reasons. TripAdvisor has a massive 490 million monthly users all over the world, and they’re all keen to read and share what they think about bars just like yours.
Whatever you’re picturing – sold out events, a super fast drinks ordering system, or the most unusual cocktail ingredients money can buy – a bar loan can help make it happen, and give customers loads of reasons to recommend you.
Capify provides business loans and finance options to help jazz up your bar business. Discover our loan products below:
This loan is secured against a vehicle, property, or piece of equipment. If you can’t make repayments, the loan company will take this to cover costs.
An unsecured business loan is the opposite of a secured loan. You don’t have to put any of your own stuff down to get the cash.
The Merchant Cash Advance is perfect for service businesses like your bar. You’ll get a lump sum of cash, then repay it through a small percentage of your card payments. This is taken before the cash lands in your account, so you won’t even notice the payments coming out.
There are other options available too. Some bars can get government grants, use their overdraft, or apply for credit cards and asset finance. This can be pricey though, so always look around for a good deal before you decide.
What are your big priorities for the next few years? Maybe you want to become a destination for wine lovers, host big events, or just make the day-to-day stuff faster and simpler.
Style and decor can be just as important as the drinks menu. Make it cosy, Instagram-ready, luxurious, themed – whatever you want!
Every business has admin to do. Invest in the right tools and software and you could make stock management, orders, and digital marketing much easier.
Your choice of beers, spirits and wines are everything. Keep it diverse and source from the industry’s best.
Weddings, parties, gigs, and other events can be really profitable for your bar. Funding can help you create a versatile space that’s ready for hire.
Business finance can put essential cash into your bar, helping you buy day-to-day stuff as well as invest in big changes.
Browse and compare every loan product we offer
Flexible funding from £10,000 to £3,000,000
No assets required as collateral
Lower rates when backed by business assets
Options available even with a poor credit history
Funds deposited within 24 hours of approval
Repay in 3–12 months with manageable terms
Keep day-to-day operations running smoothly
Bridge gaps between invoicing and payments
Pay suppliers on time and protect relationships
Spread the cost of your VAT bill over monthly payments
Combine multiple debts into one manageable repayment
Replace existing finance with better terms
Fund equipment, vehicles and machinery purchases
Short-term property finance while you arrange long-term funding
Purchase or refinance commercial property
Side-by-side comparison of every finance option
Understand what we look for before you apply
Estimate your monthly repayments instantly
Our simple application process explained
Comprehensive guides covering every type of business finance available in the UK.
Practical tips and strategies to manage and improve your business cash flow.
Estimate monthly repayments and total costs for different loan amounts and terms.
Answers to the most common questions about business finance and eligibility.
Tailored funding solutions for high-street and online retailers.
Finance options designed for bulk purchasing and distribution businesses.
Funding for pubs, restaurants, hotels, and leisure operators.
Project-based and asset finance for construction and trades firms.
Equipment finance and working capital for UK manufacturers.
Specialist finance for care homes, GP surgeries, and health sector operators.
Quarterly reports tracking SME sentiment, lending trends, and economic outlook.
Actionable insights and case studies to help your business grow faster.
Latest news, expert opinions, and practical advice for UK business owners.
