Lower Your Payments with Debt Refinancing
Simplify My Debt
Streamline your business’ liabilities and unlock up to £1,000,000 in as little as 24-48 hours with our secured solution.
- Reduce Overall Cost
- Borrow £50,000 – £1,000,000
- Convenient Payment Structure
Business Debt Refinancing
Our business loans are available from £50,000 to £1,000,000, giving you the flexibility to secure funding for almost any purpose.
Our Business Debt Refinancing Solution is designed to replace your existing borrowing with a more efficient, scalable structure. Instead of being held back by high-cost or outdated debt, you can get the capital needed to support your growth.
Funding is typically supported by property security, allowing us to offer more competitive terms and higher loan values. As a general guide, businesses can access funding of up to around 200% of their monthly turnover.
Let Us Start The Process Today
Loan amounts from £50,000 to £1,000,000
suitable for businesses of all sizes.
Refinance existing debt
replace high-cost or multiple facilities with a single, streamlined loan.
Access capital quickly
restructure your debt without delaying growth plans.
Debt Consolidation Process
Businesses need extra cash to grow and expand, but repayments can sometimes be difficult to manage, depending on the terms and timescales. If you’re currently managing a few debts, consolidating them can make repayments cheaper and clear debts faster.
Review Your Current Debt Terms
Assess your existing loans, including interest rates, repayment terms, and monthly costs to identify refinancing opportunities.
Refinancing Options
Explore refinancing solutions that offer better rates or more suitable repayment terms for your situation.
Manage Your New Agreement
Replace your existing debt with the new terms and maintain consistent repayments to maximise financial benefit.
Key Benefits Of Debt Refinancing
Unlock Working Capital for Growth
Reduce debt servicing costs and release capital to reinvest in scaling operations, hiring, or expansion initiatives.
Optimise Cost of Capital
Refinancing enables access to more competitive rates, improving margins and overall financial efficiency.
Financial Agility
Restructured terms provide greater flexibility, allowing your business to respond quickly to new opportunities or market changes.
Borrow more than in existing lending facilities
A debt refinancing may also offer capital borrowing beyond what’s required to pay off existing debts, depending on the provider, with manageable repayments over a longer period.
Frequently asked questions
What is debt refinancing for businesses?
Debt refinancing involves replacing existing business debt with a new facility that offers improved terms, such as lower interest rates or extended repayment periods.
How can refinancing support business growth?
By reducing monthly repayments or overall financing costs, refinancing can free up capital that can be reinvested into expansion, operations, or strategic initiatives.
When should a business consider refinancing?
Businesses should consider refinancing when interest rates improve, cash flow becomes constrained, or when seeking to optimise their capital structure to support growth.
Will refinancing impact our credit profile?
Refinance WILL invoice a credit assessment on the Business and the Beneficial Owners. We do report repayments to a “CRA”
What types of business debt can be refinanced?
A wide range of facilities can be refinanced, including term loans, asset finance, commercial mortgages, and revolving credit facilities, depending on lender criteria.
Regain Financial
Control
Simplify your payments.
Quick application with minimal paperwork.
Lower financial stress.
Speak To a Specialist Now
Capify is a trademark licensed to United Kapital Limited (company registration number 06575165), Capify Uk Limited (Company Number 10183728) registered in England and Wales with offices Hamilton House, 249 Church Street, Altrincham, WA14 4DR.