The Flexible Funding
To Fuel Your Growth

Apply For A Growth Loan

Ready to scale? Secure £75,000 up to £150,000 to hire new staff, open a second location, or invest in the future of your business.

Flexible funding for growing UK businesses

When your UK Limited company is ready to take next step in growth, we can help you secure the required funding. When looking to source £75,000 to £150,000 a business will typically have an annual turnover of at least £750,000, and have been trading for over 12 months.

Let Us Start The Process Today

Funding That Meets Your Needs

We look at factors other just a credit score. If your business is over 12 months, limited status and has adequate turnover, we may be able to help.

No Complicated Forms or Process

Our application process is very straightforward and you have support every step of the way from your account manager.

Dedicated Support When You Need

With a dedicated account manager on the phone you get a personal service to ensure the process goes smoothly.

Flexible Terms

Based on your business circumstance and needs we offer a range of flexible terms.

We keep our process simple

Check your business eligiblity online in under two minutes. we don’t have long forms or long processing times to delay your business. Our lending options are designed for UK limited companies that need easy to access funding with a process that is easy to follow from start to finish.

Check Online Eligibility

To check if your UK Limited company is eligble for funding, fill out a quick form online.

Speak to your Specialist

Your assigned account manager will guide you through the application process over the phone. It is a easy and straightforward process.

Get Funded Without delay

Our approval process is fast. Once approved, we aim to have your funds with you as fast we can. This can be within 24 hours in some cases.

How much can I borrow?

We offer funding amounts to suit your business, based on your circumstances. 

Using the online calculator below you can  estimate how much funding your business may be eligble for.

Business Loan Calculator

Get an estimate of how much you might be able to borrow

3 months

£ 10,000

Your estimate will appear here

Move the sliders to get your instant loan estimate

Your estimate will appear here
Check Your Eligibility

This calculator is for illustrative purposes only and is based on an example factor rate of 1.26. The factor rate offered to your business may vary based on your circumstances and loan terms. Processing and origination fees may apply. Repayments are collected by Direct Debit, meaning payments are taken on business days only.

What Can You Use a Small Business Loan For?

Expand their team

As you business grows, you may need to expand the team size. Many businesses benefit from having additional funds for payroll expenses.

Invest in equipment

Tpyically expansion and growth will mean you need to invest in equipment, hardware or supplies to enable you to meet the demands of expanding; additional funding allows you to do this easily.

Move or refurbish premises

As you grow you may need to take a second premises or simply move to bigger space. We can help you secure the funds to do this.

Don't just take our word for it...

Check out our customer reviews

Frequently asked questions

Who can apply for business funding?

We accept applications from any UK Ltd that has been trading for more than 12 months and with over £10k per month turnover. We have options for all credit profiles. Complete our eligibility checker today and one of our team will get in touch to help find the perfect solution.

You can check you eligibility in less than 60 seconds by clicking here. As long as your business is Ltd, with over £10k monthly turnover and trading for 12 months we should be able to help.

Our process is fast and straightforward. In many case we can have loans approved and funded in 24 hours.

Of Course! As long as your company has been trading fro ovver 12 months as an LTd and turns over £120k per year or more, then, regardless of credit profile we should be able to find you a solution for your needs.

Yes, there are no extra charges for early repayment.

Check How Much You Can Borrow
It Takes 2 Minutes

No impact on your credit score.

Quick application with minimal paperwork.

No obligation.

Check Funding Eligiblity

Capify is a trademark licensed to United Kapital Limited (company registration number 06575165), Capify Uk Limited (Company Number 10183728) registered in England and Wales with offices Hamilton House, 249 Church Street, Altrincham, WA14 4DR.

All Business Loans

Browse and compare every loan product we offer

Small Business Loans

Flexible funding from £10,000 to £3,000,000

Unsecured Business Loans

No assets required as collateral

Secured Business Loans

Lower rates when backed by business assets

Bad Credit Business Loans

Options available even with a poor credit history

Fast/Same-Day Business Loans

Funds deposited within 24 hours of approval

Short-Term Business Loans

Repay in 3–12 months with manageable terms

Working Capital Loans

Keep day-to-day operations running smoothly

Cash Flow Loans

Bridge gaps between invoicing and payments

Supplier Invoice Payments

Pay suppliers on time and protect relationships

VAT Finance

Spread the cost of your VAT bill over monthly payments

Managing Existing Borrowing

Debt Consolidation

Combine multiple debts into one manageable repayment

Debt Refinancing

Replace existing finance with better terms

Asset Finance

Fund equipment, vehicles and machinery purchases

Bridging Loans

Short-term property finance while you arrange long-term funding

Commercial Mortgages

Purchase or refinance commercial property

Help Me Choose

Compare All Business Finance

Side-by-side comparison of every finance option

Eligibility Criteria

Understand what we look for before you apply

Loan Calculator

Estimate your monthly repayments instantly

How It Works

Our simple application process explained

Finance Info Hub

Comprehensive guides covering every type of business finance available in the UK.

Cash Flow Hub

Practical tips and strategies to manage and improve your business cash flow.

Loan Calculator

Estimate monthly repayments and total costs for different loan amounts and terms.

FAQs

Answers to the most common questions about business finance and eligibility.

Retail Business Finance

Tailored funding solutions for high-street and online retailers.

Wholesale Business Finance

Finance options designed for bulk purchasing and distribution businesses.

Hospitality Business Finance

Funding for pubs, restaurants, hotels, and leisure operators.

Construction Business Finance

Project-based and asset finance for construction and trades firms.

Manufacturing Business Finance

Equipment finance and working capital for UK manufacturers.

Health and Care Homes Finance

Specialist finance for care homes, GP surgeries, and health sector operators.

Confidence Reports

Quarterly reports tracking SME sentiment, lending trends, and economic outlook.

Business Booster Hub

Actionable insights and case studies to help your business grow faster.

Blog

Latest news, expert opinions, and practical advice for UK business owners.