Case Study: Commercial Electrician
Loan Amount: £150,000
Loan Term: 12 Months
Industry: Commercial Electrician
Funding Reason: Cash flow pressures due to delayed customer payments
Time to Fund: 9 working days
Loan Amount: £150,000
Loan Term: 12 Months
Industry: Commercial Electrician
Funding Reason: Cash flow pressures due to delayed customer payments
Time to Fund: 9 working days
Our customer is a commercial and industrial electrical contractor who have been trading since 1989. Currently, the majority of their work comes from major supermarkets, as well as working in partnership with major UK contractors. In addition to this, a lot of their client base is around the storage and warehousing sector. They pride themselves in their standard of work, and their mission is to be the best in their field, exceeding their customers expectations. However, despite this high-level of craftmanship, they were finding themselves with cash flow pressure due to delayed payments from their customers.
They were in need of an injection of cash to balance their books while waiting for overdue invoices to be settled, something we’ve seen more and more as delayed payments from customers are increasing. In our latest business confidence survey, over 70% of respondents said that unpaid invoices affect their business, disrupting cash flow, delaying investment decisions and increasing the time spent managing finances.
Here at Capify, we understand the realities of running a business, that’s why we were delighted to have been able to help this customer access the flexible funding they need, just 9 working days after their initial enquiry. This business loan was repayable in small, regular payments, instead of a large monthly sum, meaning that it is much easier to manage the cash flow of the business.
This was the second time this customer had used our services, and we are proud to say that our high-level of service combined with the speed of both communications and funding were the main reason for them returning to us.
“Kyle at Capify offered multiple options that matched our requirement. Communication was perfect and when we decided which route we wanted to take the option was then tailored to our independent needs. Everything was painless and quick. Everything happened exactly when Kyle said it would happen. We were offered more funds than we required, we rejected as this wasn’t needed, this was met with no issue. No pushy sales tactics. We strongly feel Capify is here to help us get through our cashflow constraints.”
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