The economic conditions have been incredibly challenging for the past two years. And, like many other SME businesses, your cash flow may benefit from a little retuning.
Keeping a more regular eye on the forward cash position and making any adjustments to minimise the impact of unexpected or mounting costs in the supply chain could help make your business sing.
By submitting your email address, you confirm that you have read and you agree to Capify’s privacy policy.

How to build a clear cash flow forecast
Identifying predictable income and expense patterns
Planning for seasonal changes
Avoiding shortfalls by forecasting cash flow early
Using forecasting to support investment and hiring decisions
We take pride in working with thousands of UK businesses, and we really appreciate what they say about our
products and services.
Read helpful articles around a range of topics
Find answers to the most frequently asked questions
Get a quick estimate on how much you can borrow
Browse and compare every loan product we offer
Flexible funding from £10,000 to £3,000,000
No assets required as collateral
Lower rates when backed by business assets
Options available even with a poor credit history
Funds deposited within 24 hours of approval
Repay in 3–12 months with manageable terms
Keep day-to-day operations running smoothly
Bridge gaps between invoicing and payments
Pay suppliers on time and protect relationships
Spread the cost of your VAT bill over monthly payments
Combine multiple debts into one manageable repayment
Replace existing finance with better terms
Fund equipment, vehicles and machinery purchases
Short-term property finance while you arrange long-term funding
Purchase or refinance commercial property
Side-by-side comparison of every finance option
Understand what we look for before you apply
Estimate your monthly repayments instantly
Our simple application process explained
Comprehensive guides covering every type of business finance available in the UK.
Practical tips and strategies to manage and improve your business cash flow.
Estimate monthly repayments and total costs for different loan amounts and terms.
Answers to the most common questions about business finance and eligibility.
Tailored funding solutions for high-street and online retailers.
Finance options designed for bulk purchasing and distribution businesses.
Funding for pubs, restaurants, hotels, and leisure operators.
Project-based and asset finance for construction and trades firms.
Equipment finance and working capital for UK manufacturers.
Specialist finance for care homes, GP surgeries, and health sector operators.
Quarterly reports tracking SME sentiment, lending trends, and economic outlook.
Actionable insights and case studies to help your business grow faster.
Latest news, expert opinions, and practical advice for UK business owners.