Hospitality Business Finance

There’s so many reasons a restaurant or take-away business might come to Capify for a business loan. The industry itself is very competitive, so to stay relevant it’s important that owners invest and adapt. Typically restaurants do this by creating new seasonal menus, refurbishing their premises and updating their website to make it simple for customers to book online. More and more, people are also expecting their favourite restaurants to offer a take-away service. This is a fantastic move for a restaurant because it means they can increase their income and infiltrate a new market. 

Other reasons include: 

• Hiring talented and well-trained staff
• Marketing and advertising 
• Business expansion

Our customers sit at the heart of everything we do and therefore it’s important that we make our products simple and accessible. We’re proud to have a team of dedicated professionals who can help guide restaurant and take-away business owners through the process and find the best solution for them. For this reason, we’ve built a strong community of customers who come back to us time and time again.

We place a lot of emphasis on human communication over tech. Whilst we think that tech is important and delivers a fast process from application to receiving your funds, you’ll also have a dedicated point of contact who will always be available at the end of the phone if you’ve got a question. 

We also have a team of real people who look over every single deal. Not every business is the same, so we believe that underwriting should be conducted on a case by case basis rather than using a ‘one rule fits all’ approach.