Construction Finance

One of the main reasons a construction company might approach Capify for a loan is based on the way they’re paid, which is often via invoice. It’s typical for a construction business to complete a large job, but not receive the payment for several weeks. Therefore, if a new job is lined up, it can be difficult to afford the staff, materials and tools needed to complete it. However, turning it down could be detrimental for the business. With funding from Capify, owners are able to take on the new job and repay their loan in small and manageable amounts.

Other reasons include:

• Hiring staff members
• Materials 
• Tools 
• Equipment 

Our customers sit at the heart of everything we do and therefore it’s important that we make our products simple and accessible. We’re proud to have a team of dedicated professionals who can help guide retail owners through the process and find the best solution for them. For this reason, we’ve built a strong community of customers who come back to us time and time again.

We place a lot of emphasis on human communication over tech. Whilst we think that tech is important and delivers a fast process from application to receiving your funds, you’ll also have a dedicated point of contact who will always be available at the end of the phone if you’ve got a question. 

We also have a team of real people who look over every single deal. Not every business is the same, so we believe that underwriting should be conducted on a case by case basis rather than using a ‘one rule fits all’ approach.