Get ahead of expected cash flow issues with a short-term business loan

Keep your business on track with a short-term business loan

Helping farming and agriculture finance growth opportunities

Realise your growth ambitions with flexible finance

As someone who works in finance in the farming and agriculture sector, you will be acutely aware of the natural financial cycles of your business and inevitability of occasional periods of negative cash flow. 

Thorough and regular forecasting can ensure you are prepared to meet those challenges long before they hit your P&L. By identifying those potential cash flow issues whilst they are on the horizon, finance departments can offer strategic solutions to the business.  
 
Preparing for times for when the business might need an injection of extra capital, can be the difference between stalling and succeeding.

Help keep your ambitions on track and don’t let a temporary cash flow issue slow you down.  

As someone who runs a business in the farming and agriculture sector, you will know the impact that periods of negative cash flow can have on your ambitions.

Being prepared for when they hit your business will mitigate the risk and help keep your growth trajectory on track. 

Even the most successful businesses experience periods where cash inflow and outflow are misaligned.

Securing an extra injection of capital to cover these periods can be the difference between success and stagnation.  

Help keep your ambitions on track and don’t let a temporary cash flow issue slow you down.   

As someone who works in finance in the farming and agriculture sector, you will know the challenges of securing the right finance solution for your business’ growth plans.  

But, at a time when many lenders are becoming more risk averse, access to finance remains an obstacle for thousands of smaller businesses. 
 
Choosing the right partner to fund your ambitions is a vitally important decision. You will need the support of a lender who understands the unique challenges and opportunities of your business.   
 
As an alternative, specialist SME finance provider, we can help fund investment opportunities, where other lenders may not.

As an SME owner in the farming and agriculture sector, you will know the importance of keeping ahead of the market.  
 
Trading conditions are proving incredibly challenging. So investing in your business at the right time, and the opportunities your market presents, can be the difference between success and being left behind. 
 

Choosing the right partner to fund your ambitions is a vitally important decision. You will need the support of a lender who understands the unique challenges and opportunities of your business. 
 
As an alternative, specialist SME finance provider, we can help fund investment opportunities, where other lenders may not.  

There are many events that can impact the financial performance of even established and profitable smaller businesses.

Securing the funds you need to accelerate your growth can help you invest in any area of your business.

Seasonal trading impacts

Inventory/stock purchase

Production cost increases

Extreme weather

Marketing

Purchasing new equipment

Investing in staff

Buildings and premises

Grow your business with our Small Business Loan

Encountering hurdles in securing capital? Our small business loans serve as the ideal solution, empowerng you to convert your aspirations – be they fundamental or grandiose – into concrete accomplishments.

With our loan, you can access the capital you need to make key investments in your business, such as purchasing expensive equipment, placing large stock orders, or hiring new staff. The possibilities are endless, and it’s entirely up to you to decide how you want to use the funds to help grow your business.

Our flexible financing options make it easy to get the money you need, when you need it, with repayment terms tailored to your business’s unique circumstances. Plus, with our competitive interest rates and transparent fees, you can be confident that you’re getting the best deal possible. 

Don’t let a lack of funding hold your business back. Contact us today to learn more about how our business loan can help you achieve your goals and take your business to the next level.

Borrowing capacity
£5,000 to £3,000,000

Quick approvals
Same day approvals & funding
possible in 24 hours

Unsecured business loan
No assets or security required

Minimum paperwork
We only require minimum documentation to get you on your way

Easy repayments
Fixed regular repayments that are easy on your cash flow

Renewals
Fast and simple renewal process

How does the business loan work?

Unlike a traditional load, Capify’s is paid back in very small amounts regularly. The repayments are completely automated so you don’t need to do anything. Many business owners love our regularly payments, because they don’t have to save a large amount by a fixed date each month.

To be eligible for a business loan, you'll need to:

The benefits of a Capify business loan

Over the course of the past 15 years, we have acted as a trusted finance partner to thousands of SMEs and helped finance teams navigate challenging operating cycles

Over the course of the past 15 years, we have acted as a trusted finance partner to thousands of SMEs and helped owners keep focused on what matters – growing their business

As UK Credit Awards SME Lender of the Year 2023, we have a 15-year track record of helping finance teams find the right funding solution for their business needs

As UK Credit Awards SME Lender of the Year 2023, we have a 15-year track record of helping owners create longer-term value with the right funding solution for their business needs

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Business loan calculator

Get an estimate of how much you might be able to borrow in under a minute.

 

All our small business loans are tailored to suit your business’ circumstances – you can find out repayment terms and other accurate figures by submitting an application or chatting to one of our friendly lending specialists!

*Disclaimer – Please note our loan calculator will only bring up indicative figures based on the information you enter. The actual loan amount is subject to Capify’s standard credit assessment criteria and terms & conditions.

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Capify is a trademark licensed to United Kapital Limited (company registration number 06575165), Capify Uk Limited (Company Number 10183728) and Capiota Limited (company registration number 08080805), each registered in England and Wales with offices Station House, Stamford New Road, Altrincham, Cheshire WA14 1EP.